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Education & Our Kids

I believe that providing a quality education should be one of our nation's highest priorities. All across the East Bay, educators are working to recover the learning loss from the pandemic. Our schools are investing in the latest technology, rewarding outstanding teachers, and expanding access to before and after-school programs. We need to ensure our students are making academic progress and getting prepared for the 21st century workforce, while recruiting and retaining high-quality educators.

In higher education, our students are acquiring more student loan debt than ever before. Over 44 million Americans carry more than $1.5 trillion in student loan debt – a crushing burden that slows our economy and puts the American Dream out of reach for many. The average 2018 college graduate has about $29,200 in student loan debt, according to the Institute for College Access and Success.

Much of this burden falls upon the millennial generation: the largest, most educated, most diverse generation in American history—and a generation that feels increasingly disenfranchised, disenchanted and distanced from the political and policy process. Many fully employed millennials can't afford to save a cent to marry, have kids, buy a home or eventually retire; all their income must go to serving their debt while barely keeping themselves afloat. This is among the top concerns voiced at meetings hosted by the Future Forum, a group I founded in 2015 and now comprised of 51 young House Democrats, focusing on bridging the gap between Congress and young Americans by discussing issues of importance to millennials.

Obtaining the education needed to compete in today's economy must not require entire families to incur lifetimes of debt. I believe that a quality education prepares students for future careers in our global economy, and allows students to grow and thrive in their communities.

What I am Doing for You

I introducedH.R. 4725, theNo Student Loan Interest Act, which would significantly reduce the burden of interest charges on student loan borrowers. This bill would eliminate and forgive all interest charges on new and existing student loans, and lower the student loan interest rate to zero. I also led my colleagues in a letter to President Biden urging the administration to maintain a zero percent interest rate on federal student loans.

I introduced H.R. 4724, theStrengthening Forgiveness for Public Servants Act, which would enhance student loan forgiveness for teachers, police officers, public health workers and others who dedicate their careers to public service. Public servants would receive loan forgiveness in proportion to their years of public service.

I introduced H.R. 4723, the Fairness in Forgiveness Act, which would let current and former long-time workers at all 16 privately operated Department of Energy National Laboratories seek forgiveness of their federal student loans through the Public Service Loan Forgiveness Program.

I introduced H.R. 4726, theStudent Loan Interest Deduction Act, which would expand the student loan interest deduction by increasing the maximum tax deduction for interest paid on any qualified education loan from $2,500 to $5,000 for individuals (and to $10,000 for joint filers). It also permanently eliminates income-based phase-outs at $65,000 for individuals ($130,000 for joint followers) in the current deduction.

I introduced H.R. 4727, theSTEM K to Career Act, which seeks to improve the employment of STEM (science, technology, engineering, and mathematics) teachers and the education of STEM students. It would forgive student loan obligations of borrowers employed as full-time STEM teachers in low-income elementary schools, increase the tax deduction for expenses by schools relating to STEM supplies, create a tax credit for the employment of STEM interns, and a tax credit for employing individuals that participate in STEM apprenticeship programs.

I co-introduced H.R. 4907, thePrivate Student Loan Bankruptcy Fairness Act, to restore fairness in student lending by treating privately issued student loans the same as other types of consumer debt and so that they are dischargeable in bankruptcy.

I'm an original cosponsor of H.R. 1919, the Enhanced Access to SNAP Act (or EATS Act), to address the growing crisis of food insecurity among college students by permanently expanding Supplemental Nutrition Assistance Program (SNAP) eligibility to millions of college students experiencing hunger on a daily basis.

I'm an original cosponsor of H.R. 1959, theAlice Cogswell and Anne Sullivan Macy Act, a bipartisan bill amending the Individuals with Disabilities Education Act to require a state to identify, evaluate, and provide special education and related services to children who have visual or hearing disabilities (or both) and also are, or may be, classified in another disability category. A state must ensure that it has enough qualified personnel to serve children who have such disabilities and that a full continuum of alternative placements is available to meet the needs of disabled children for special education and related services.

I cosponsored H.R. 5984, theIDEA Full Funding Act, a bipartisan bill that would mandate incremental increases in Individuals with Disabilities Education Act funding to reach full 40 percent funding in FY 2029 and each subsequent fiscal year.

I'm an original cosponsor of H.R. 5342, theTyler Clementi Higher Education Anti-Harassment of 2021, to require colleges and universities to have policies in place to prohibit harassment and establishing a competitive grant program to support campus anti-harassment programs, including prevention, counseling, and training.

With bipartisan support, I cosponsored H.R. 4402, theSafe Schools Improvement Act of 2021, which would provide dedicated funding to states for mental health services providers, thus lowering the student-to-staff ratios for school counselors, psychologists and social workers.

I cosponsored H.R. 3519, theStop Child Hunger Act, to ensure that children who qualify for free or reduced lunches receive electronic benefit transfer cards during school breaks or while schools are not operating in-person.

I cosponsored H.R. 5595, theCollege Student Hunger Act, to remove barriers that prevent low-income students from accessing benefits under the supplemental nutrition assistance program (SNAP) to ensure no college student goes hungry.

I cosponsored H.R. 3312, theReal Education & Access for Healthy Youth Act, to create a grant program creates to provide evidence-based sex education and access to youth-friendly sexual health services to young people in public schools, communities, and institutions of higher education.

I cosponsored H.R. 2283, theTeaching Asian Pacific American History Act, to promote the teaching and learning of Asian Pacific American history in schools across the United States. The bill would require grant applications from Presidential and Congressional Academies to include Asian Pacific American history as part of their American history and civics programs offered to students and teachers; it also would encourage the inclusion of Asian Pacific American history in national and state tests administered through the National Assessment of Educational Progress, and promote collaboration with the Smithsonian Institution's Asian Pacific American Center to develop innovative programming regarding Asian Pacific American history.

I cosponsored H.R. 4674, theCollege Affordability Act, which would reauthorize the Higher Education Act of 1965 to lower the cost of college, to hold colleges accountable for students' success, and to give a new generation of students the opportunity to graduate on-time and transition to successful careers.

To improve transparency and flexibility for students and their families, I introduced H.R. 3095, theKnow your Repayment Options Act, which would inform all federal student loan borrowers of all repayment options on a yearly basis, particularized for each individual, so they can pick the plan that works best for them.

I pushed for financial equality for students by cosponsoring H.R. 885, thePrivate Student Loan Bankruptcy Fairness Act, to restore fairness in student lending by treating privately issued student loans the same as other types of private debt are treated in bankruptcy. Until 2005, this type of student loan debt was dischargeable in bankruptcy, but a change to the bankruptcy code removed this consumer protection.

I also cosponsored H.R. 1707, theBank on Students Emergency Loan Refinancing Act, which would let students refinance their student loan debt at the same low rate being offered currently to new borrowers.

To increase kids' access to the skills demanded in a rapidly advancing workforce, I cosponsoredH.R. 3808, theTeacher Education for Computer Science (Teach CS) Act, which would increase expertise in computer science by building a robust pipeline from our colleges and universities to the classroom.

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Rep. Swalwell reads to children at Head Start in Hayward

Rep. Swalwell reads to children in Head Start in Hayward.